Terms of Service
Last updated: May 30, 2026
By accessing and using chitSutra, you agree to comply with and be bound by the following terms and conditions.
1. Educational Purposes Only
chitSutra provides educational planning calculators. The results are based on simplified mathematical assumptions. We do not provide financial, investment, legal, or tax advice.
2. No Liability
While we strive for accuracy, chitSutra makes no guarantees regarding the exactness of the calculations. We are not liable for any financial losses, investment decisions, or damages resulting from the use of our calculators. Always verify the terms with your actual chit fund organizer.
3. User Responsibilities
You are solely responsible for your investment choices. You acknowledge that real chit funds involve taxes, default risks, and varying dividend distribution rules that our calculators may not perfectly reflect.
4. Intellectual Property
All content, design, and functionality on chitSutra are the exclusive property of chitSutra. You may not copy, reproduce, or distribute our proprietary calculators without written permission.